Mastercard seeded 22 startups across the whole agentic commerce stack in the same week a market tracker found zero additional merchants had declared support for agent payments. That's not a bet that merchants have adopted it — it's a bet the infrastructure to make them adoptable doesn't exist yet.
We cover the six layers the cohort covers, why a reconciliation company and an AI liability insurer in a payments accelerator is the real tell, and the detail that says most: standard corporate insurance was carved back around AI in January, which is why somebody now sells it back.
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